Easy Car Loan Calculator
Plan, prepare, and compare with ease. Get quick financing estimates with our efficient car loan calculator.

Quick Solutions - Car Loan Calculators for Personal and Business Financing
Find the right credit product and vehicle for your financial situation by using our online car finance calculator to generate loan repayment estimates. Experiment with different loan amounts, rates and terms to find the best credit solution for you. The calculator is a highly versatile estimation device that can be used to compare all commercial and private credit products for the full range of motor vehicles.
To compare different vehicles, credit facilities and rates, just change the figures entered into the device – it’s easy! Get an instant repayment estimate specific to your financial situation by using the online calculator now.
At Easy Car Finance, our experienced brokers have the resources, expertise, and connections to secure the best possible interest rates on the market. Our accreditation with 80+ banks and lenders means we have access to the lowest car financing interest rates. To use our calculator, just input the rate provided by your dedicated broker and the loan figures for your chosen vehicle, and you’ll receive an instant repayment estimate based on your preferences.
- Obtain Secured and Unsecured Personal Car Loans.
- Business Vehicle Finance - Lease, Chattel Mortgage, Rent-to-Own, CHP.
- Immediate Estimates with Best Vehicle Financing Rates.
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Interested to see how the price tag of your desired car converts to loan repayments? It’s easy to get the answers you need when you leverage the help of our quick and easy-to-use online car loan calculator. To use the device, you won’t require any maths or special skills. Just input the relevant information into the calculator and it will instantly provide you with a repayment estimate.
Our calculator is an invaluable financing tool that can save borrowers a significant amount of time when assessing their purchasing options. It removes the need for multiple showroom visits by allowing borrowers to quickly and conveniently request quotes online. By using our car loan calculator, you won’t be obligated to commit to a loan. Gather the information you need, and once you find an estimate that works for your financial situation, give us a call.

Quick Access to Our Online Car Loan Calculator - Australia wide
Don’t purchase a vehicle or place a deposit without first estimating your loan repayments. Compare multiple car prices and loan amounts with our online car financing calculator. By changing the entered figures in each field (loan type, interest rate, amount, and term) you can assess the best vehicle and credit facility for your financial situation. Once you have input these details, the monthly repayment estimate will be displayed.
Business owners, families, private buyers, and enthusiasts alike – whatever make or model of car you are looking to purchase, our calculator can be used to quickly convert the price to monthly repayment estimates. The estimation tool is highly versatile and can adapt to a range of financing products and different vehicle prices.
Whatever term you want to repay your car loan over, our online calculator can generate a repayment estimate to suit. Majority of buyers prefer to secure a financing term to match the period of time they intend to own the vehicle, enabling them to avoid exit fees if they finalise the finance early. When using the calculator, simply change the number of years in the term field to see how the repayment amount changes. If the repayment is too high, consider a larger deposit to reduce the total and achieve a target repayment amount.
Buying a car with finance is an important decision. Make sure you are fully informed on all your options so you can confidently proceed with the purchase. By using our online calculation device, many uncertainties and queries can be swiftly answered. Enter the values for the vehicle you are considering for a quick estimate.
Your new or second-hand vehicle needs to suit your individual needs and lifestyle. Receiving a repayment estimate on your desired vehicle is invaluable when managing your finances.
On receipt of a repayment estimate, you will receive a clear indication of whether you can afford the specific vehicle you are comparing. Use the calculator to ensure you are purchasing a vehicle that matches your income level and overall budget. To adjust repayment estimates and find your target preference, simply vary the term and loan amount fields.
Convert Car Prices to Estimated Loan Payments
Don’t purchase a vehicle or place a deposit without first estimating your loan repayments. Compare multiple car prices and loan amounts with our online car financing calculator. By changing the entered figures in each field (loan type, interest rate, amount, and term) you can assess the best vehicle and credit facility for your financial situation. Once you have input these details, the monthly repayment estimate will be displayed.
Estimate Repayments for All Cars and Credit Products
Business owners, families, private buyers, and enthusiasts alike – whatever make or model of car you are looking to purchase, our calculator can be used to quickly convert the price to monthly repayment estimates. The estimation tool is highly versatile and can adapt to a range of financing products and different vehicle prices.
Tailor Your Preferred Repayment Schedule
Whatever term you want to repay your car loan over, our online calculator can generate a repayment estimate to suit. Majority of buyers prefer to secure a financing term to match the period of time they intend to own the vehicle, enabling them to avoid exit fees if they finalise the finance early. When using the calculator, simply change the number of years in the term field to see how the repayment amount changes. If the repayment is too high, consider a larger deposit to reduce the total and achieve a target repayment amount.
Get Quick Answers, Purchase Confidently
Buying a car with finance is an important decision. Make sure you are fully informed on all your options so you can confidently proceed with the purchase. By using our online calculation device, many uncertainties and queries can be swiftly answered. Enter the values for the vehicle you are considering for a quick estimate.
Affordability Indications for Vehicle Purchasing
Your new or second-hand vehicle needs to suit your individual needs and lifestyle. Receiving a repayment estimate on your desired vehicle is invaluable when managing your finances.
On receipt of a repayment estimate, you will receive a clear indication of whether you can afford the specific vehicle you are comparing. Use the calculator to ensure you are purchasing a vehicle that matches your income level and overall budget. To adjust repayment estimates and find your target preference, simply vary the term and loan amount fields.
Best Finance Available for Your New or Used Car
- Convert the driveaway price into a loan repayment estimate.
- Customise your repayments to suit your income.
- Generate repayment estimates for any vehicle.
- Set repayments based on your preferences.
- Make more informed decisions.


Your Guide to Our Simple 3-Step Car Finance Calculator
If you need car finance, get it within 24 hours thanks to our experienced brokers and extensive rolodex of banks and lenders. If you’re in the early stages of your car purchasing journey, we make it easy for you to harness a solid initial idea of your potential monthly loan repayments. Use our online car loan calculator to obtain general repayment estimates for your new or used vehicle.
Our estimation tool is ideal for convenient, private and confidential car financing decision making. The calculator provides valuable insight into your likely monthly repayments, without affecting your credit profile. Use our best interest rates for your choice of credit product as a guide for estimates. These rates are the best rates sourced from our vast base of 80+ banks and lenders.
To use the calculator, you will perform 3 simple steps. Input the interest rate, enter a financing term of 1-7 years, and specify the price of the car in the loan amount field. Based on this data, the calculator will generate a monthly repayment estimate. If this estimate does not match your expectations or budget, simply vary the term, loan amount, and deposit to re-calculate.
Our online car loan calculator is great for setting preferences before submitting your application with one of our brokers. You can turn any estimate into a confirmed quote by simply applying online or by giving our office a call. We’ll ensure you get the best car loan interest rate from the lender best suited to your individual financial profile.
Submit an Online Car Loan Application Today - Fast 24 Hour Approval!
Once you’ve found a car loan estimate within your ballpark, you can take your car purchase to the next stage! Firm up your car financing quote with one of our Easy Finance Brokers – we’ll source the best rates and terms from the most suitable lender for your specific financial profile. Let us customise your quote to best suit the preferences you’ve established with the calculator.
Our calculation tool is able to be used by all users thanks to its generic nature. After finding an estimation suitable to your expectations and budget, our brokers will try to match it based on your financial profile. Our skilled brokers assist with all aspects of sourcing financing, from finding the best lender, processing your application, and handling negotiations with lenders.
Sit back and let us provide a simple and straightforward car loan application process. Submit your details and requirements online or by phone – we typically provide approval within 24 hours. Apply online now to discover the benefit of using Easy Car Finance.


The Most Frequently Asked Questions
How do I use the car loan calculator to estimate my monthly repayments?
Our car loan calculator works by borrowers entering their loan details into the relevant fields, including loan type, loan amount, loan term (1-7 years), any deposits, and the interest rate. Using this data, the calculator generates a monthly repayment estimate. To compare different vehicles, loan options and terms, vary these figures.
Why are the figures generated by the car loan calculator only estimates?
Our calculator only provides estimates for loan repayments because it only has access to the data you have entered into the calculator (loan amount, interest rate and terms). The calculator is unable to take into account a borrower’s specific financial profile, the lender terms, and additional factors like fees and charges.
Can I use the calculator to estimate repayments for both new and used vehicles?
Yes, our calculator is available for assessing both new and used vehicles. Just adjust the loan term, rate, and loan amount to receive a repayment estimate for whatever type of vehicle you are purchasing.
What loan-types can I compare with the car loan calculator?
A wide range of loans can be compared with our car loan calculator. That includes secured personal car loans, unsecured personal car loans, and business vehicle finance such as leasing, chattel mortgage, rent-to-own, and commercial hire purchase.
How do I know which interest rate to use in the calculator?
By using our current best interest rate from Easy Car Finance’s network of 80+ banks and lenders, you’ll unlock the most competitive rates available.
How do I lower my repayment estimate if it’s higher than expected?
If the calculator has generated a repayment estimate that is higher than your expectations, just adjust the loan amount, reduce the loan term, and potentially increase your deposit. By making such changes, your monthly budget will be reduced. Continue to adjust these figures until the repayments suit your budget.
Does using the calculator affect my credit score?
No. Our online car finance calculator doesn’t impact your credit score at all. It gives you an estimate based on the data you input. Explore your options privately before proceeding with an actual application.
How do I get a personalised car financing quote after using the calculator?
After obtaining a repayment estimate you are happy with, reach out to our brokers for a firmed up quote specific to your individual financial profile.
What vehicles can I finance with Easy Car Finance?
At Easy Car Finance, we finance all types of motor vehicles – cars, trucks, vans, SUVs and other commercial vehicles. For whatever reason you require a private car or business vehicle, our car loan calculator can generate an estimate tailored to your specific wants and needs.
When will I get approval for my online car loan application?
Our online car loan application process is designed to be quick and easy. We aim to provide approval for finance within 24 hours, allowing you to move forward with your car purchase quickly. Submit your details online or by phone with one of our brokers and we’ll get the process started for you.
Let Easy Car Finance simplify the process by taking care of the complicated steps for you
